Services by Parveen Kashyap – Wealth & Insurance Strategist

Low-cost protection that pays a lump sum benefit in the event of a fatal accident. A simple way to add extra security.

Tailored insurance strategies that fit your specific budget, ensuring you never pay for coverage you don't need.

Affordable benefits packages for small businesses. Protect your employees with health, dental, and life coverage.

Supplemental coverage for prescriptions, dental, and vision care that MSP doesn't cover. Ideal for self-employed individuals.

Safe wealth accumulation strategies using Segregated Funds that offer maturity guarantees and bypass probate fees.

Affordable, temporary coverage ideal for young families. Covers your mortgage and income replacement needs for 10, 20, or 30 years.

Flexible permanent insurance that lets you adjust premiums and includes a tax-advantaged investment component.

Meet immigration requirements with the coverage. Monthly payment plans are available and 100% refundable if the visa is denied because of the coverage plan.

Protect your home, not the bank. Unlike bank insurance, you control this policy, and the payout stays level even as your mortgage balance drops.

Protect your savings from market crashes. I review your accounts to help you switch to estate-friendly Segregated Funds with principal guarantees.

Emergency medical coverage for Canadians traveling abroad or Visitors to Canada ensuring you aren't stuck with massive hospital bills.

Receive a tax-free lump sum cash payment if diagnosed with cancer, heart attack, or stroke. Focus on recovery, not bills.

Permanent protection that never expires. Builds guaranteed cash value over time that you can access in emergencies.

Income replacement coverage. If you get sick or injured and can't work, this pays a monthly benefit to keep your household running.

Tax efficiently save money for your first home. Contributions are tax-deductible, and withdrawals for a home purchase are tax-free.